(32.27) (75.47) Profit before financing costs and income tax expense 26.98 15.60 198.67 21.84 33.92 19.27 203.17 22.25 (171.69) (86.42) Financing cost 5.36 3.10 4.92 0.54 13.30 7.56 8.36 0.92 0.44 8.94

of profit (loss) from investment in joint venture - 0.00% 355 0.05% (355) 100.00% Finance cost (15,208) 1.33% (15,240) 2.00% 32 0.21% Profit (Loss) before income tax income (expenses) 96,097 8.43

before financing costs and income tax expense 44.92 28.18 45.36 17.91 35.00 33.60 65.09 24.86 (0.44) (0.97) Financing cost 8.69 5.45 3.96 1.56 11.08 10.64 9.95 3.80 4.73 119.44 Profit before income tax

of gross profit of Baht 27.03 million, decrease of selling and administration expenses of Baht 6.30 million and increase of corporate income tax of Baht 6.23 million. The operating results of the

& Administrative Expenses 222.36 200.40 21.96 10.96% Finance Cost 83.41 66.17 17.24 26.05% EBT 158.75 119.54 39.22 32.81% Tax 22.25 24.37 (2.12) (8.71%) Total Comprehensive Income 136.51 95.40 41.11 43.09% The

Public Company Limited Consolidated FS Q1/2018 Q1/2019 Change MB. % MB. % MB. % Tax Income 43.2 10.8% 51.7 9.5% 8.5 19.7% Net Profit attributed to Equity Shareholders 116.1 29.0% 144.5 26.4% 28.4 24.5

2018 Change Change (%) Selling expenses 134 170 (36) (21) Administrative expenses 450 395 55 14 Finance cost 103 84 19 23 Income tax expenses 36 122 (86) (70) 1) Selling expenses in the second quarter of

892,520 36.2 Expected credit loss 256,160 0 256,160 n.a. Impairment loss on loans and debt securities 0 484,520 (484,520) n.a. Profit from operating before income tax expenses 1,983,253 1,494,151 489,102

expenses 30 28 2 7% 8.0% 7.3% Finance costs 11 13 (2) -18% Share of loss from associate 0 - Income tax expense (1) 1 (3) Profit for the quarter 17 (7) 24 4.6% (1.8%) Consolidated financial information (Unit

investment in a subsidiary - - - 13,850 - 13,850 100.0 Total Expenses 285,341 281,147 4,194 1.5 241,254 217,614 23,640 10.9 Profit before finance cost and income tax expenses 115,353 119,930 (4,577) (3.8