grant a special reduction in monthly rental and services fee to tenants in retail space with no lay-off policy as well as a discount in monthly rental, services and car park fees to tenants in office

Cu.M., or 9.40%, as the discount for household customers in 2019. Raw Water Volume (Million Cu.M) 1st Quarter 2020 2019 YOY % Total distribution volume 71.50 77.35 (5.85) (7.56%) Internal usage for tap

because the discount rate for calculating liabilities with long-term employee benefits which was based on the interest rate of the long-term bonds has extremely decreased. The Company has re-evaluated the

utility expenses, transportation costs, and employee-related expenses, as well as the increase in rental expenses due to the relaxation of COVID-19 situation as the Company obtained lower rental discount

selling expenses was mainly from the increase in staff expenses to support the full operation, as well as the reduction in discount of rental fees for the dessert cafés. • Selling Expenses to Total Revenue

which received lower discount after the recovery of COVID- 19 situation. • Selling Expenses to Total Revenue in Q1/2023 was 30.9%, which was relatively similar to 30.8% of Q1/2022. 34% 5 4. Administrative

คลอ่งเพื่อรองรับสถานการณ์ด้านสภาพ คลอ่งที่มีความรุนแรง (Liquidity Coverage Ratio: LCR) อตัราสว่นแหลง่เงินท่ีมีความมัน่คงตอ่ความต้องการแหลง่เงินท่ีมี ความมัน่คง (Net Stable Funding Ratio: NSFR) เข้ามาเป็น

ความมัน่คง (Net Stable Funding Ratio: NSFR) ซึ่งเป็นอตัราสว่นที่ใช้ในการประเมินความเสี่ยงด้านสภาพคลอ่งเชิงโครงสร้างได้แล้ว เสร็จ ท าให้ในปัจจบุนัธนาคารมีระบบการวดัความเสีย่งด้านสภาพคลอ่งตามเกณฑ์ Basel

26% shareholding which was incorporated under the Civil and Commercial Code and the Securitization Law of Thailand, whose securitization project was approved by the Office of the Securities and

million or approximately 189.2 million baht as ASB Cambodia is planning to utilize the increased capital in developing Riel-based e-Money in its finance business such as mobile payment, E-money, QR code and