V2 24/08/60 09:22 น. 0 V2 24/08/60 09:22 น. 1 Management Discussion and Analysis Overview of the Economy and Banking Thai Economy in the Second Quarter of 2017 The Thai economy in the second quarter

Utilities Business consists of Excessive Charge for additional Utilities demand and Service Fees for Wastewater Management. 3 Gross Profit from Operation excludes Other Income from Utilities Business. 4 Other

1 IDH-AC-000-อส6208/22.00 9 August 2019 Re: Management Discussion and Analysis Operating results for the three-month and six-month period ended 30 June 2019 To: President The Stock Exchange of

June 30 2018 Ratio 2018 Ratio 2017 Ratio Increase / (Decrease) Amount Percentage Service revenue 385.75 100% 429.18 100% 355.70 100% 73.48 20.66 Other income 1.43 0.37% 6.53 1.52% 0.88 0.25% 5.64 639.18

Ref. PDI/BK-BS-064/2019 12th November 2019 Re: Management Discussion and Analysis (MD&A) For the three-month and nine-month periods ended September 30, 2019 To: President The Stock Exchange of

Management Discussion and Analysis For the Annual Operating Results 2017 Ended December 31, 2017 Note: This Management Discussion and Analysis (MD&A) was made to disclose information and the vision

Page 1 of 11 - Translation - Ref. WINNER 0029/2019 November 14, 2019 Re Management Discussion and Analysis (MD & A) for Q3/2019 period and for the nine-month ended September 30, 2019 To The President

Management Discussion and Analysis Q1/2020 Page 1/4 JAS Asset Public Company Limited - Translation - IR63/009 15 May 2020 Subject: Management Discussion and Analysis, 1st Quarter Ending 31 March 2020

million from the first half of 2018, due to lower gains on investments and other operating income, mainly from the recognition of profit sharing from the management of impaired assets by Thai Asset

May 10, 2018 Re : Management Discussion and Analysis (MD&A) For Quarter 1 / 2018 Attn : President The Stock Exchange of Thailand Baan Rock Garden Public Company Limited wishes to clarify the Company’s