for 3Q19 at 7.0% while cost of funds was at 2.4% resulting in loan spread for 3Q19 to decline to 4.6% from 5.1% during 3Q18. For the three-month period ended Consolidated Change Sept 30, 2019 Sept 30

first quarter. As a result, the Group financial performance for the first quarter of 2020 has been largely unaffected by the outbreak situation. For the three- month period ended 31 March 2020, there were

selling expenses of Baht 17.89 million and 33.40 million in the same periods of the previous year, or decreased by 28.1 percent for three month period and decreased by 28.7 percent for the 1st half year

No CS 03/2018 February 21, 2018 Subject Declaration of Operational Results for the Year 2017 Attention Directors and Managers The Stock Exchange of Thailand For the three-month period ended December

/ Total mandatory reserve 183.0 183.0 186.3 184.4 182.4 182.4 4 Profit and Loss Transaction For the three-month period ended June 30, CONSOLIDATED Change (BAHT'000) 2019 2018 Amount % Interest income

114.8 114.1 113.2 113.2 Total loan loss reserve/ Total mandatory reserve 183.0 183.0 186.3 184.4 182.4 182.4 4 Profit and Loss Transaction For the three-month period ended June 30, CONSOLIDATED Change

I - Translation - Ref : LPH/SET 2019/012 November 13, 2019 Subject : Clarification on the Operating Results for the three-month period ended September 30, 2019 (Q3/2019) To : President The Stock

No. ADD 11/2023 11 May 2023 Subject: Management discussion and analysis for the performance for the three-month period ended 31 March 2023 To: President The Stock Exchange of Thailand AddTech Hub

No. ADD 12/2024 10 May 2024 Subject: Management discussion and analysis for the performance for the three-month period ended 31 March 2024 To: President The Stock Exchange of Thailand AddTech Hub

No. ZIGA 002/2017 August 16, 2017 Subject: Clarification for operation performance for the three-month period (Quarter 2) ended 30 June 2017 Attention: The President of The Stock Exchange of Thailand