Asset Management Co., Ltd. failed to comply with the rules, conditions, and procedures specified in the notifications of the Capital Market Advisory Board by failing to invest in debt instruments of which

, several commercial banks may continuously set aside high provisions and focus mainly on debt restructuring in order to control loan quality, even though the Bank of Thailand’s leniency in asset

were Baht 45 million, an increase of 44% from 1Q2017, mainly from an increase in the Company’s credit balance accounts. 1.4 Gains and return on financial instruments The Company’s gains and return on

credit limit, debt moratorium measure, to assist for state welfare card holders and to stimulate domestic tourism under “We Travel Together” project; buying power of the consumers have remained stagnant

Currently, securities companies provide margin loan services to investors to enhance opportunities for higher returns on investments. However, the SEC has observed that many stocks used as

specified by the lead regulator. In case of issuer being a branch of a foreign bank without restrictions on the parent bank?s responsibility, the credit rating of the parent bank may be used while B/E and

capability to cover debt obligations. The company places an importance to maintain its credit rating to ensures the funding costs are optimal at an appropriate level at BBB+ rating by S&P Global. AIS is

% Effective Finance Cost 3.62% Credit Rating: AA- with stable outlook by TRIS in Sep’19 Net Operating Debt/Equity: 0.66 times 17% 15% 10% 19% 29% 2020 2021 2022 2023 2024 2025 & after 4% 5%LT Loan Debenture LT

) 0.61 0.60 Debts with fixed interest % 64% 49% Credit Rating by TRIS AA- AA- *The total amount of IRSL was excluded from Core Financials 2Q19, but was consolidated all in Core Financials 3Q19. 1 Net debt

debt payment, loan guarantee or purchase from public auction by financial institutions, from BOT Circular ForNorSor (23) Wor.575-2562 dated May 8, 2019, effective May 15, 2019 onward.  Criteria for