Thailand Pillar 3 requirement and disclosure principles, are shown in “the Basel III Pillar 3 Disclosure” section on KBank’s website. 9 Risk Management Structure1) 1) Data as of December 31, 2019 Key

influence resulting from the status of a connected person pursuant to Section 89/12 (1) of the Securities and Exchange Act B.E. 2535 (1992) (including any amendment thereto). Consequently, such VTO is

” section on KBank’s website. 9 Risk Management Structure1) 1) Data as of December 31, 2018 Key Developments to Strengthen Risk Management KBank places the great emphasis on effective and proactive risk

every business segment.  In Q4/2018, the Company and its subsidiaries recorded loss of Baht 143 million, including 2 one-time expenses which were non-cash items, totaling Baht 51 million including higher

ภณัฑ ์BABG (Building Automation) 18 0.0 - - - - ผลิตภณัฑอ่ื์น ๆ 269 0.5 344 0.7 548 1.2 ยอดขำยรวม 49,269 100.0 46,887 100.0 46,938 100.0 หมายเหตุ  กลุ่มเพำเวอร์อเิล็กทรอนิกส์ (Power Electronics segment

continued intense competition. The postpaid segment further developed a positive momentum and contributed a larger pie YoY in revenue share. Accelerated 5G users with superior network and service experiences

completed segment but not yet completed which those reached the invoice. As the result, Unbilled Receivables increased. The loan to related parties decreased 18.0 MB or 100% due to repayment of loans during

. …….…………………………….………………………… 8. …….…………………………….………………………… 9. …….…………………………….………………………… 10. …….…………………………….………………………… . 11. สัดส่วนรายได้ : บริษทัอาจแสดงข้อมูลในรปูแบบกราฟหรือ บรรยายก็ได้ ทั้งนี้ หากมีข้อมูลแยกตาม segment ให้แสดง

. …….…………………………….………………………… 8. …….…………………………….………………………… 9. …….…………………………….………………………… 10. …….…………………………….………………………… . สัดส่วนรายได ้: บริษทัอาจแสดงข้อมูลในรปูแบบกราฟหรือ บรรยายก็ได ้ ทั้งนี้ หากมีข้อมูลแยกตาม segment ให้แสดง

. For elastic segment for baby diapers; The major manufacturers have switched to use the spandex instead of natural rubber, and the competition is quite high. As a result, the sales of the company of this