(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

% 63.0 8.7% 9.4 17.5% Net Profit 6.4 0.9% -17.4 -2.4% -23.8 -371.9% Retail Industry Overview and Overall of the Company‘s Performance During the past 2-3 years, the growth rate of retail sector industry in

disclosure of non-financial information, for example, management  discussion and analysis (MD&A), CG statement and CSR report. (2) Enforcement: Points of positive assessment include the determination of listed

, public spending and tourism sector still expanded which resulted from low base in the previous year. (Source: BOT Press Release No.64/2019 on the Economic and Monetary Conditions for September and the

/A Total comprehensive income for the year 98.75 45.16 (53.58) -54.26% Gross profit margin 31.00% 27.90% Net profit margin 19.17% 13.59% Performance (Statement of Comprehensive Income) For the year

% 10.62% 0.86% 9.37% Performance (Statement of comprehensive income) Three-month Period Six-month Period Services income and gross profit Services income can be grouped in 3 segments: 1. Digital content 2

10.86% 14.10% 5.06% 10.94% Performance (Statement of comprehensive income) Three-month Period Nine-month Period Services income and Gross profit Services income can be grouped in 3 segments: 1. Digital

. 2 Registration Statement for Securities Offering (Form 69-1) Company: .......... (Name of Securities Offeror) ….....… Offers for Sale

follows : Statement of Comprehensive Income (Unit : Million Baht) Details 31 Dec 2561 31 Dec 2560 Increased (Decreased) % (%) Revenues from construction contracts 1,387.08 1,019.29 367.80 36.08 - EPC