* Note Please find further information in the consolidated financial statements. 1 21 February, 2019 Subject: Management Discussion & Analysis (MD&A) for the year 2018 Attention: The President The

* Note Please find further information in the consolidated financial statements. 1 23 February, 2018 Subject: Management Discussion & Analysis (MD&A) for the year 2017 Attention: The President The

-Translation- No. ECF2 010/2019 February 27, 2019 Subject: Management Discussion and Analysis of the year ended December 31, 2018 To President The Stock Exchange of Thailand East Coast Furnitech

attributable to The Company 89.44 74.89 19% 314.15 184.65 70% * Non-cash items included depreciation as well as accounting adjustment (ie provision of staff benefit and SW income) Page 2 of 4 contributed by sub

) Administrative Expenses (29,397) (22,209) 7,188 (32.37) Remunerations for directors and management (4,571) (5,466) (895) 16.37 Reversal of allowance (provision) of doubtful accounts (2,776) 4,712 (7,488) 100.00

Township Rangsit Klong 1. Moreover, the income from management increases 8.7% from the same period of the previous year as a result of the management of residential projects and provision of engineering

Management Discussion and Analysis For the third quarter and nine-month ended September 30, 2020 (Unreviewed) Kiatnakin Phatra Bank Public Company Limited Investor Relations Email: investor_relations

million in the nine-month period of the year 2017; while the Company had gain from provision of diesel oil in the amount of Baht 170.55 million in the same period of the previous year. Management Discussion

GJS บริษัท จี เจ สตีล จ ำกัด (มหำชน) G J Steel Public Company Limited Management Discussion and Analysis Quarter 3 Ending 30 September 2019 G J Steel Public Company Limited Page 1/13 Management

GJS บริษัท จี เจ สตีล จำกัด (มหาชน) G J Steel Public Company Limited Management Discussion and Analysis Q1/2020 G J Steel Public Company Limited Page 1/13 Management Discussion and Analysis Q1/2020 1