. Total liabilities was Bt2,321.69mn, decreasing 12.9% YoY, as a result of decreasing in both short-term and long- term loans. Total shareholders’ equity was Bt1,190.09mn, decreasing 4.9% YoY, as a result

the SEC Office according to the methods and procedures prescribed in the Licensing Manual for the Public. We have studied, acknowledged and understood the Personal Data Protection Policy for internal

Digital lending license and launched Digital personal loans in November 2021. Since, the Bank of Thailand has relaxed debt assistance from BOT increasing credit line from 1.5 to 2 times for customers

fundamental skills are essential for efficiently managing personal finance in the future. The event took place on 22 April 2024, at KMUTT.Ms. Sireethorn Civilize, SEC Assistant Director of Investment Management

decrease of 9.0% compared to the previous year with total liabilities decreased due to the Company paid off loans of long-term loans. Total shareholders' equity as at December 31, 2018, was Bt1,251.56mn

margins. • Our portfolio serving end markets of food, beverages, personal care and hygiene were positively influenced during pandemic. We are also pleasantly surprised that our material which goes into

of Thailand cut the ceiling rates of interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum, effective from August 1, 2020 onwards. On the other hand, our

been expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 95% of total personal loan sales which

the Company’s branches. In addition, a variety of online transaction channels have resulted in the Cardless transactions currently accounted for 95% of total personal loan sales, which Promptpay service

credit card spending and acquisition of new credit card customers. In addition, our consolidated revenue from Personal Loan were 10,385 million baht, stable from previous year and consolidated hire