small and micro businesses, KBank deploys credit scoring as a credit approval tool, focusing on verification of income and liability 13 information of each customer. We have also focused our efforts on
herein or therein, and any liability therein (including in respect of any direct, indirect or consequential loss or damage) is expressly disclaimed. Nothing contained herein or therein is, or shall be
% Liability under unmatured import bills 15,307 16,394 19,610 (6.6)% (21.9)% Letters of credit 34,226 31,803 35,400 7.6% (3.3)% Other commitments Underwriting commitments 1,199 1,098 1,950 9.2% (38.5)% Amount
Liability Analysis As of December 31, 2018 the total liabilities were Baht 105,578 million, decreasing by Baht 7,898 million or 7% from the year 2017. The details are as follows: Current liabilities
been shifted to travel different destinations outside Thailand. Other current liabilities rose by 173.3 million baht, an increase amount mainly from derivative liability transactions. Non-current
0.11 Financial Policy Ratio1 Total liability-to-equity ratio times 1.43 1.57 2.12 Interest coverage ratio6 times 3.58 5.54 0.37 Debt service coverage ratio (Cash Basis) 7 times 0.07 0.25 (0.02) Dividend
to bills 7,215 6,619 5,529 9.0% 30.5% Guarantees of loans 17,767 17,788 18,001 (0.1)% (1.3)% Liability under unmatured import bills 19,180 19,610 17,921 (2.2)% 7.0% Letters of credit 31,374 35,400
Liabilities THB 11,949 million, which are all Current Liabilities 3. Non-current Liability THB 1,626 million Management’s Discussion and Analysis (MD&A) For Q3/2017 4 Accordingly, the Company has large amount
(Collateralized Loan Liability) ซึ่งตราสารดงักล่าวอาจเป็นส่วนประกอบของตราสารอนพุนัธ ์ ซึ่งกองทนุหลกัมีไวซ้ึ่งการบรหิารความเส่ียงของกองทนุ 4. กองทนุหลกัมีการตดิตามและประเมินมลูคา่หลกัทรพัย์ ตามภาวะตลาด รวมถึงสภาวะ
)% Liability under unmatured import bills 22,278 19,122 19,041 16.5% 17.0% Letters of credit 32,500 38,166 35,822 (14.8)% (9.3)% Other commitments Underwriting commitments 149 - - 100.0% 100.0% Amount of unused