related persons pursuant to the Connected Transactions Rules Appendix 1 8 4.3 Overview of Business Operation SGAH Group carries out its automotive parts manufacturing business in the Republic of India

Transactions Rules 4.3 Overview of Business Operation SGAH Group carries out its automotive parts manufacturing business in the Republic of India, Portugal, the United States of America, and the People's

and business opportunities in each individual sector and area across all industries. In parallel, we focused on the development of technological solutions with the aim of becoming “Customers’ Life

suitable for the industry combined with specific skill in business development in growth potential such as Grocery Chain Store will benefit ICUK going forwards. For the first 9 months in 2018, revenue from

2.1 Credit Risk Management 5 2.2 Market Risk Management 5 2.3 Liquidity Risk Management 6 3. Business Directions and Operations of Core Businesses 7 3.1 Sustainable Development and Corporate Governance

7 3. Business Directions and Operations of Core Businesses 9 3.1 Sustainable Development and Corporate Governance 9 3.2 Business Directions of KASIKORNBANK and the Wholly-owned Subsidiaries of

by the global manufacturing sector and the ongoing adoption of the Internet of Things (IoT) led to a stronger demand for products in key industrial sectors, particularly in electronics and electrical

3.1 Sustainable Development and Corporate Governance 9 3.2 Business Directions of KASIKORNBANK and the Wholly-owned Subsidiaries of KASIKORNBANK 10 3.3 Customer Segments and Services 11 3.4 Service

slowdown in domestic and external demands and also from the delay in private investment due to low capacity utilization in manufacturing. Meanwhile, public spending excluding transfers also contracted in

conditions. Nevertheless, risk factors still remain from the following 1) Contractions in private investment continue especially in the construction segment 2) Continued slowdown in manufacturing productions