moderately from the previous quarter in tandem with the housing loan growth after loan to value (LTV) measure. Auto loan and personal loan continued to expand consistent with increased domestic demand. However

Vietnam; and personal care products, products from the Company's joint venture partner in Indonesia, both of which will be launched into the market in September. However, the Company’s new products launch

establish and maintain a review function made up of one or more senior managers with appropriate experience to review the feasibility of providing a credit rating for a type of entity or obligation that is

date as of April 9,2020 and the dividend payment will be made on April 24,2020. 3 Bangkok Commercial Asset Management Public Company Limited 2. Key changes to accounting principles (TFRS 9) The company

payment will be made on April 24,2020. 2. Key changes to accounting principles (TFRS 9) The company’ s first time adoption of the current Thai Financial Reporting Standards or TFRS after January 1, 2020

. Demand for other personal loans also decreased. Going forward, financial institutions expect increasing demand for business credit, especially from small and medium sized businesses in construction

a joint venture business in Thailand distributing personal care products from end of Q2/2018 onwards. For joint venture business in Indonesia, it should be in operation in Q4/2018 onwards. For CMG

follow 1. The conversion of CPNRF into CPNREIT for the overall interests of all CPNRF unitholders. In addition, the tax incentive of CPNRF unitholders for the personal income tax exemption and the tax

percent for three month period and decreased by 12.9 percent for the 1st half year respectively. The majority of selling expense was sale personal expenses annually adjusted as normal. However, there was

products suitable for Thai consumers in Thailand. In general, the personal care business has a higher profitability than the beverage business. Therefore, the new business is expected to improve the