Limited would like to submit the report of Management Discussion and Analysis for the 3-month period ended March 31, 2019 which has been unaudited but reviewed by the auditor this is caused by followings

Limited would like to submit the report of Management Discussion and Analysis for the 3-month period ended March 31, 2020 which has been unaudited but reviewed by the auditor this is caused by followings

decreased as a result of the decline in retail and wholesale sales. Management Discussion & Analysis Q3/2023 2 I 10 Nevertheless, some channels had an increase in sale revenue which include (1) Commercial

by more efficient management of pharmaceutical supplies. Administrative Expenses During 9M17, administrative expenses increased by 14% yoy due mainly to the increase of headcounts and salary rate in

was in accordance with company’s continually expanding strategy and well management in sales and marketing function. The company; therefore, can gain more market share. 2. Selling and Administrative

No. SN.LK 017/2018 May 11, 2018 Subject Management Discussion and Analysis Quarter 1 Ending 31 Mar 2018 To The President The Stock Exchange of Thailand Indara Insurance Public Company Limited would

ACC1/20-012 February 25, 2020 Subject: Management Discussion and Analysis for the year ended December 31, 2019 To: Director and Managing Director The Stock Exchange of Thailand Qualitech Public

No. SN.LK 022/2018 August 10, 2018 Subject Management Discussion and Analysis for the 2nd quarter ended June 2018 To The President The Stock Exchange of Thailand Indara Insurance Public Company

Ref. No. 089/2020 May 15, 2020 SUBJECT : Management Discussion and Analysis ending March 31, 2020 ATTN : The President Stock Exchange of Thailand Nam Seng Insurance Plc would like to clarify the

2019to discuss the implementation and application of the DLT, to increase the efficiency and reduce cost of operation, and overall processes from the first step to the last, relating to fundraising and