Page 4/21 Overview of Economy and Competition in Commercial Banking In the second quarter of 2019, the Thai economy continued to expand due mainly to the expansion of domestic demand. Private consumption
to grow slower than forecasted. It was mainly due to the weakening export sector which attributed to the declining demand worldwide, resulting in the stagnant economic growth in several major trading
and international economic situation, political situation, household debts as well as demand-supply imbalance. In Q2/2019, the LTV (Loan to Value) measures are enforced. Business operators thus need to
0.59 Million Baht or 48.76% compared to the same period of last year because of the decreased in LPG usage in transportation sector. Then, there is no demand for new installation. 2. Construction service
or 6.3% . This increase is in line with our expectations of the demand for HR technology and services in local and overseas markets. Due to the strengthening of Thai Baht, the contribution from our
6.3% . This increase is in line with our expectations of the demand for HR technology and services in local and overseas markets. Due to the strengthening of Thai Baht, the contribution from our
2018 increased from sales of rights for broadcasting via video-on-demand compared to the same period of 2017. 2. Service Income For the first quarter of 2018, the Company and its subsidiaries earned
because of the decreased in LPG usage in transportation sector. Then, there is no demand for new installation. 4. Construction service income for the year sharply increased due to the increased in revenue
sales promotion of audio and visual merchandise to meet customer demand during the FIFA World Cup 2018. Likewise, the Company rolled out activities to promote the sale of electrical appliances and cooling