seen in both public and private investment. Nonetheless, commercial banks may still adopt a cautious stance in their business operations amid the lingering debt quality problem, which still needs some

105.6 109.8 109.8 110.9 Total loan loss reserve/ Total mandatory reserve 188.1 185.1 185.4 188.6 188.6 186.1 4 Profit and Loss Transaction For the three month period ended March 31, CONSOLIDATED Change

) 110.0 104.6 105.6 109.8 109.8 110.9 Total loan loss reserve/ Total mandatory reserve 188.1 185.1 185.4 188.6 188.6 186.1 4 Profit and Loss Transaction For the three month period ended March 31

) 110.9 113.8 115.6 114.8 114.8 114.1 Total loan loss reserve/ Total mandatory reserve 186.1 183.0 184.9 186.3 186.3 184.4 4 Profit and Loss Transaction For the three-month period ended March 31

confidence coupled with the already high household debt level. Nevertheless, the non-durable goods increased partly from the rush in purchase of consumers goods due to the concerns on the COVID-19 outbreak

declined from the contractions in vehicle sales in line with the weakened household income from lower income, employment and consumer confidence coupled with the already high household debt level

and the full debt settlement must be made accordingly. 1.3.2 Case 2: Filing a lawsuit based on a Program Publicizing Right Permission (Movies Right) Contract. In this case, both parties could compromise

. Subsequently, the Court issued the judgment indicating the Company wins the case and the full debt settlement must be made accordingly. 1.3.2 Case 2: Filing a lawsuit based on a Program Publicizing Right

line with the softened household spending as a result of lower income, unemployment situation, and weakening consumer confidence coupled with the already high household debt level. Private investment

non-cash one-time expense, resulted from the Company’s new accounting policy of setting allowance for inventories declining value. If excluding this transaction, gross profit margin would increase from