rates of interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum, effective from August 1, 2020 onward. However, a change of customer behavior to be more
higher than the last year quarter of THB 165 million due to the strengthen in THB as compared to US dollar. There would be the material change in Q3 for the Balance Sheet structure of which expecting to
% from Baht 52,526 million in 2016 to Baht 50,114 million in 2017. The SET index at the end of 2017 closed at 1,753.71 points, increasing by 13.7% from 1,542.94 points at the end of 2016. Overall Business
decreased 4.6% from Baht 52,526 million in 2016 to Baht 50,114 million in 2017. The SET index at the end of 2017 closed at 1,753.71 points, increasing by 13.7% from 1,542.94 points at the end of 2016. Overall
446 432 -5.7% -3.1% *Note: there has been a change in the definition of MOU’s calculation since 2021 2Q22 MD&A Advanced Info Service Plc. 3 2Q22 Financial Summary Revenue In 2Q22, AIS generated total
Asda since January 2018. ICUK also continued to bear fruit from increasing sales of our energy drinks under Carabao trademark outside the UK. Such exports of our energy drinks to those countries outside
year. 3. Gain on change in shareholders' equity of associate in the Third quarter of 2017, LH Financial Group Public Company Limited (“LHFG”) issued 7,544,342 new ordinary shares to CTBC Bank Co., Ltd
Discussion & Analysis Q4/2022 Operating Highlights in Q4/2022 Q4/21 Q4/22 Change +/(-) 2021 2022 Change +/(-) (THB million) %YoY %YoY Operating Revenue 188 264 40% 620 938 51% Gross Profit 112 166 48% 355 592
loan expansions and partly from the change due to TFRS 9 interest income calculation based on effective interest method with loan spread increasing to 5.6% during the first nine months of 2020 from 4.7
, CONSOLIDATED Change (BAHT'000) 2019 2018 Amount % Interest income 4,440,556 3,789,635 650,921 17.2 Interest expenses 1,385,827 1,143,392 242,435 21.2 Interest income, net 3,054,729 2,646,243 408,486 15.4 Fees