or cease innovations but should study and learn from them closely for the best management of risks, particularly systematic risks. Therefore, consumer protection policy can be set properly and

capital market and listed on the bourse will provide businesses with access to funding at reasonable cost. The company management will be improved to be more systematic and transparent.  Pride of the

systematic change requires collaborative efforts from all sectors in the capital market. The Thai Capital Market Attractiveness Initiative proposed by the Taskforce covers both the demand and supply sides, and

Amount Portion December 2018 March 2018 Senior unsecured notes 104,994 87.6% 107,027 87.6% 81,219 84.9% (1.9)% 29.3% Unsecured subordinated notes 14,310 11.9% 14,587 11.9% 14,049 14.7% (1.9)% 1.9% Bills of

of unsecured debenture with issued amount totaling of THB 500mn was due on 29 July 2018. The Company had repaid in full amount. Management outlook and future projects The management maintain positive

increased by Baht 79 million or 6.2 percent from the issuance of senior unsecured debentures totaling USD 1,200 million in September 2018. Interest expenses on interbank and money market items fell by Baht 83

indirect totaling 25.7 percent of the Company’s paid-up capital. The Company intends to provide the unsecured short-term loan to GSTEL for temporary financial support to be used as working capital in their

Public Company Limited (“GSTEL”), the Company’s shareholder which hold direct and indirect 18.97% of paid-up capital of the Company. The Company had granted unsecured short-term loan of the principle

. 2025 Type of debentures : Name-registered, unsubordinated and unsecured debentures with debentureholders' representative Face value : Baht 1,000 per 1 unit of debenture Issue date : Within July, 2020

Amount Portion Amount Portion December 2017 March 2017 Senior unsecured notes 81,219 84.9% 98,003 86.6% 103,379 74.2% (17.1)% (21.4)% Unsecured subordinated notes 14,049 14.7% 14,692 13.0% 35,497 25.5