was 38 days, slight increase from 36 days in 2019. Although, AIS provided relaxed payment for consumers and enterprise clients during pandemic situation in 2Q20, the normal collection process had been

FY21 was 32 days, decreasing from 38 days in 2020. Although, AIS provided relaxed payment for consumers and enterprise clients during pandemic situation in 2Q21 and in the lockdown period in 3Q21, the

relaxed rules will allow the private sector to 4 manage foreign exchange and conduct foreign exchange risk management with enhanced convenience and efficiency, effective February 15, 2020, which contain the

to handle a severe liquidity situation in compliance with BOT regulations for Liquidity Coverage Ratio (LCR). The BOT has temporarily relaxed the LCR to lower than 100 percent until December 2021 in

installment payment, along with more relaxed conditions and fewer documents required. Meanwhile, we shifted our focus to home loan refinance and K-Home for Cash to cope with the slowdown in housing loan after