Development Plc. would like to inform its financial results for the year 2019 which ended on 31 December 2019. The Company and its subsidiaries reported a net profit of THB 177.45 million or earnings per share

managing liquidity appropriate to the changing environment and in compliance with Bank of Thailand’s regulations on the Liquidity Coverage Ratio (LCR) and the Net Stable Funding Ratio (NSFR) requirements

the financial reporting standards applicable for financial statements covering the accounting period starting from or after Januaury 1, 2020 such as financial reporting standard no. 16 (TFRS16: Leases

First Quarter of 2019 WHAUP finished our 1Q2019 with a Net Profit of Baht 424.2 million, a 40.8% decrease from 1Q2018 with Normalized Net Profit of Baht 394.2 million, a 15.3% decrease from 1Q2018. 1

and social development, the issuer must comply with an internationally recognized standard. For example: (a) Green Bond : ASEAN Green Bond Standards (ASEAN GBS) or International Capital Market

23,329.5 22,273.6 1,055.9 4.7 Total loans to customers net * 192,304.8 178,898.4 13,406.4 7.5 Note: * Total loans to customers net of deferred revenue and modification gain or loss from the new standard

Reporting Standard No. 16 - Leases (TFRS 16) For the 1st half of 2019 and 2020, the net profit decreased from THB 65.3 Mn to net loss THB 125.2 Mn respectively, a decrease of THB 190.5 Mn or -291.7% and the

of Accounting Standard (TFRS 9 and TFRS 16) (2.8) 0.0 N/A Normalized Net Income attributable to Owners of the Parent8 219.0 269.8 -18.8% Key Profitability Ratio: Gross Profit Margin 31.7% 39.9% Net

-high Net Worth Investor and High Net Worth Investor   08/02/2017 16/02/2017 3. Notification of the Securities and Exchange Commission  KorThor. 18/2554 Principles for Undertaking Securities and

   18 03/07/2003 06/01/2004 2. Notification of the Securities and Exchange Commission  Kor Jor. 4/2560 Re: Determination of the Definitions of Institutional Investor, Ultra-high Net Worth Investor and