responsible areas and some country with small base of sale which has high potential for growth such as Vietnam and Myanmar while sales export to new market such as China amount to THB 195 million or equivalent
criteria for commercial lending policies, prioritizing risk assessment through prudent screening and close monitoring of borrowers, especially those in small and micro businesses. Moreover, we adjusted
landscape due to digital disruption. KBank thus put in place more stringent customer screening criteria, particularly for small and micro businesses as well as retail customers, while the Bank also sought to
offset by temporary revenue drop during 2Q20 from COVID-19 impact. Cloud and ICT solution grew double-digit YoY given its small base while EDS revenue, main contribution for enterprise non mobile, was flat
offered in After You dessert café. The second model is a small kiosk where To-Go products are mainly sold and setting up areas are usually in a high traffic location. 2020 Outlook 3 Hong Kong outlet is
Afghanistan and Yemen amounted to THB 58 million and sales from other countries amounted to THB 23 million which may seem small but has high growth potential in the long run. Apart from overseas sales under the
site for supporting continuity of operation. Such alternative site should not use the same source of infrastructure as the main office, should have a location distant from the main office sufficient for
may arrange an alternative site for supporting continuity of operation. Such alternative site should not use the same source of infrastructure as the main office, should have a location distant from the
% due to the small decrease in electricity and steam sales volume subject to the demand of industrial customers in each period. In addition, the natural gas prices increased while the Ft rate maintained