foreign exchange, deferred income tax, and lease income 2,475 3,046 13 22 2,488 3,068 (580) (19%) Deferred income (expense) tax (197) 25 - 1 (197) 26 (223) (100%) Profit (Loss) before the effects of foreign

of foreign exchange, deferred income tax, and lease income 2,504 2,967 45 50 2,549 3,017 (468) (16%) Deferred income (expense) tax 22 (13) - - 22 (13) 35 100% Profit (Loss) before the effects of

investment 14,162 - - - 14,162 - 14,162 100% Profit (Loss) before the effects of foreign exchange, deferred income tax, impairment and lease income 16,043 1,728 95 49 16,138 1,777 14,361 100% Loss from

and efficiency of the capital market. This will contribute to the robust and sustainable growth of the economy. We envision opportunities for developing the Thai capital market to support the

) 1,822 22% Share of Profit (Loss) 1,652 1,800 (9) 19 1,643 1,819 (176) (10%) Profit (Loss) before the effects of foreign exchange, deferred income tax and lease income 2,619 2,475 (25) 13 2,594 2,488 106 4

, notably low carbon footprint, will keep demand for PET and packaging robust. Combined PET segment delivered US$ 17M in efficiency gains from Project Olympus Integrated Oxides and Derivatives (IOD) IOD

% Profit (Loss) before the effects of foreign exchange, deferred income tax, gain on disposal of investments and lease income 2,909 1,881 6 95 2,915 1,976 939 47% Gain on disposal of investments - 14,162

NPL 220.2% 183.4% 190.9% 36.8% 29.3% Total capital adequacy ratio 20.04% 20.71% 17.96% (0.67)% 2.08% ** Less deferred revenue In 2019 Bangkok Bank and its subsidiaries posted a net profit attributable

) (225) (7,918) (7,403) 515 7% Share of Profit (Loss) 2,127 1,857 25 17 2,152 1,874 278 15% Profit (Loss) before FX, deferred income tax, impairment and impact of lease income 2,967 2,738 50 43 3,017 2,781

utilize deferred tax assets amounting to Baht 51 million that was recognized as tax expense in Income Statement, but no impact to Cash Flow due to its non-cash item. Net Profit Net profit excluded non