practices on personal data protection in compliance with the Personal Data Protection Act and supporting the issuance of subordinate rules and regulations under the Act which will be effective in 2021

Re: Guidelines for the Book Building and the Determination of Offering Price to Public and Individual

of QR payment for a BTS Skytrain single-journey ticket, and privileges offered for QR payment at participating UNIQLO outlets.  High Net Worth Individual Determined to perform at the standard of an

Re: Guidelines for the Book Building and the Determination of Offering Price to Public and Individual (No. 2)

include Nomination and Remuneration Committee, Corporate Governance Committee and Risk Management Committee Remuneration for individual Directors for year 2018 Name of Directors Remuneration for Director

and business opportunities in each individual sector and area across all industries. In parallel, we focused on the development of technological solutions with the aim of becoming “Customers’ Life

both financial and non-financial services, as we continue to gear up for being “The Bank of AEC+3” along with being a Regional Digital Bank. We have established our business direction primarily by

million, decreasing Baht 2,221 million or 25.23 percent, over-quarter. The decrease could be attributed to non-interest income which fell Baht 8,785 million, or 54.37 percent, due mainly to the volatility

single brand of KASIKORNBANK. In alignment with our business strategies for 2019, KBank and subsidiaries thus reported Baht 38,727 million in net profit, increasing Baht 268 million or 0.70 percent

previous quarter. The improvement could be attributed to net interest income which increased by Baht 326 million or 1.27 percent. Net interest margin (NIM) stood at 3.34 percent. Non-interest income also