Details in Fund Schemes of Property Funds for Solving Financial Institution Problems, Mutual Fund for Solving Financial Institution Problems, and Property and Loan Funds

%, mainly due to the investment in several large-scale projects during the first half year 2020. Those large-scale projects were under operation, thus the cash and cash equivalents decreased. Inventories

institutions has become very strict and loan rejection rate has been rising. In addition, the projects developed by the Company are large-scale, resulting in an increase inventory. The Company, therefore

have been investments in many large-scale projects which were currently in operation. As a result, cash and cash equivalents decreased. -4- Trade and other receivables increased by 1,095.9 MB

. Increasing household debts and loan rejection rate of financial institutions are the major obstacles. In the past, the strategy of the Company emphasizes the development of large-scale projects focusing mainly

BOT’s Senior Loan Officer Survey indicated that in the second quarter of 2020, credit demand from business sectors improved from the previous quarter, due mainly to loan demand for working capital and

of money and capital markets, and TFRS 9 impacts from reclassification and remeasurement of investments. However, net interest income increased Baht 2,512 million, or 9.82 percent, due to loan growth

the first time. The economics of scale has already improved and the synergetic effect between both companies will increase throughout 2019 particularly on the fixed cost side. EBITDA in Q1 2018 improved

2018 gross profit margin was mainly driven by the adoption of economies of scale and efficient control of production cost. 2. Selling expenses In year 2018, the Company incurred selling expenses of Baht

economies of scale and efficient control of production cost. 3. Selling expenses In Q3/2018, the Company incurred selling expenses of Baht 5.99 million, rising year-on-year by Baht 2.04 million or 51.65