with the growth in loan portfolio. For the year ended Consolidated Change Dec 31, 2017 Dec 31, 2016 Baht million % Interest income 14,844 14,869 (25) (0.2) Interest on loans 5,023 4,419 605 13.7 Interest
in trade creditor and short-term loan. 6 (Unit: Baht million) Consolidated cash flows statement As at 30th Jun 2018 As at 30th Jun 2017 Net cash from (used in) operating activities -26.92 0.45 Net cash
47.9% from the end of 2019. Loan to deposits and borrowings ratio stood at 95.1%, comparing to 104.6% at the end of 2019. LIABILITIES CONSOLIDATED Change (BAHT'000) Sept 30, 2020 Dec 31, 2019 Amount
credit card spending and acquisition of new credit card customers. In addition, our consolidated revenue from Personal Loan were 10,385 million baht, stable from previous year and consolidated hire
(Consolidated) Unit : Million Baht 3Q/19 2Q/20 3Q/20 %QoQ %YoY 9M19 9M20 %YoY Credit card income Loan income Hire-purchase income Other income 1,897 3,048 192 841 1,621 2,905 240 619 1,529 2,616 249 864 -6% -10
the third quarter of 2018, the overall banking system still showed rising net profit over-year due to a decrease in impairment loss on loan and debt securities. Nonetheless, fee income was still on a
Debenture $B 1 ST Loan 12 Table 9 :IVL Consolidated Statement of Income *The total amount of IRSL was excluded from Core Financials 2Q19, but was consolidated all in Core Financials 3Q19 1 As per internal
Loan Debenture $B 1 ST Loan 15 Table 10 :IVL Consolidated Statement of Income * IRSL 2nd quarter results were consolidated in Core Financials 3Q19. 1 As per internal classification and includes insurance
percent. Million Baht Item June 2020 March 2020 December 2019 Change (%) March 2020 December 2019 Consolidated Non-performing loan (Gross NPL) /1 108,604 85,240 79,149 27.4% 37.2% Gross NPL to total loans