program basis without providing its securities for credit rating prior to the offer for sale of the securities which is in violation of the Securities and Exchange Act B.E. 2535. SEC Act S.33 Settlement

growth and returns while maintaining our market leadership over the long term. Guided by our core strategies of “Customer Centricity” and making KBank the Customers’ Main Bank for all eight customer

license D&A but increasing 11% QoQ. Full-year budgeted CAPEX is maintained as guided at Bt20,000-25,000mn. Since Jan- 19, AIS has adopted TFRS 15 without restatements, which mainly affects cost allocation

achieve sustainable growth and returns while maintaining our long-term market leadership. Guided by our core strategies of “Customers’ Life Platform of Choice” along with “Customer Centricity”, KBank has

89% compared to prior year which were net loss of Baht 169 million. The operating results changed over 20%, main variances due to the following reasons: 1. Revenue from sales and services increase from

-63.31 10.39 -65.55 -20.34 -31.26 10.92/1 -34.93 Note /1 Net loss increased compared to the same quarter of prior year by Baht 10.92 million or equivalent to 34.93% /2 The previous branches total 20

Company by delivering the invitation letter for the Shareholders’ Meeting to the shareholders at least fourteen days prior to the date of the Shareholders’ Meeting in order to obtain approval from the

sustainable growth and returns while maintaining our market leadership under sound corporate governance and appropriate risk management. Guided by our core strategies of “Customer Centricity”, KBank has decided

) -15.85 -15.41 -19.08 -0.44 -2.86 3.23 -16.93 -31.26 -32.94 1.68/1 -5.10 Note /1 Net loss decreased compared to the same quarter of prior year by Baht 1.68 million or equivalent to 5.10% /2 The previous

-100 Net profit (loss) -10.30 -15.85 -23.91 5.55 -35.02 13.62 -56.96 -41.57 -56.85 15.28/1 -26.88 Note /1 Net loss decreased compared to the same quarter of prior year by Baht 15.28 million or equivalent