-9320 1 Ref: PLC 2017/012 August 14, 2017 Subject: Management Discussion and Analysis Quarter 2 Ended 30-June-2017 To: The President of the Stock Exchange of Thailand Panjawattana Plastic Public Company

- Translation - 22 February 2018 Subject: Management’s Discussion and Analysis for the Operating Results of the Year 2017 Attention: The President of the Stock Exchange of Thailand Exotic Food Public

-9320 1 Ref: PCL 2019/008 May 8, 2019 Subject: Management Discussion and Analysis Quarterly Ended 31 March 2019 To: The President of the Stock Exchange of Thailand Panjawattana Plastic Public Company

- Translation - 15 May 2020 Subject: Management’s Discussion and Analysis for the Operating Results of the First Quarter of 2020 Attention: The President of the Stock Exchange of Thailand Exotic Food

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

หน้าที 1 จาก 5 GEL.CS.019/2560 15 August 2017 Subject Explanation and analysis of management for operating results of the Second Quarter Ended June 30, 2017 To Director and Manager The Stock Exchange

วันที่ 15 ตุลาคม 2545 1 NO. (SUTHA-SET) 015/2020/EN 14 August 2020 Subject: Management Discussion and Analysis of the Company and its subsidiary for period ended 30 June 2020 To: The President of the

วันที่ 15 ตุลาคม 2545 1 NO. (SUTHA-SET) 021/2019/EN 11 November 2019 Subject: Management Discussion and Analysis of the Company and subsidiary for the period ended 30 September 2019 To: The President

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED AND AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

1 (Translation) MD. 063/2018 May 9 , 2018 Re: Management Discussion and Analysis For the Operating Results ended March 31, 2018 To: President The Stock Exchange of Thailand Management Discussion and