, “Management Report”. B prudent consideration on factors in line with uncertainties stemming from the continued economic slowdown. At the end of 2019, our robust capital position was sufficient to cushion

from 1.0 percent in 2019. Private consumption will likely remain subdued from the elevated household debt. Fiscal stimulus, an accommodative monetary stance and clarity in the government’s implementation

Minister particularly his policy stance on developing community power plant and regulating LNG imports by private sectors. Ft adjustment: the Energy Regulatory Commission (ERC) announced the decrease of the

ratio was also close to the target, at 43.96 percent. At the same time, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s requirement. As

2,518 million, or 3.94 percent, over-year. Moreover, KBank has set aside higher allowance for impairment loss on loans to maintain our financial position stability. Therefore, our net profit for 2017

quarter of 2019, our credit cost stood at 1.57 percent, less than the figures of 1.58 percent in the previous quarter and 1.74 percent in the same period of last year. At the same time, our capital position

consumption by industrial sector decreased by 1.7% due to the economic slowdo wn of the main trading partners, as well as the more cautious stance of the financial institutions in granting loans, resulting in

stance will bring confidence, and help fostering market mechanism and standard practices that they can follow. For investors, appropriate regulation can incentivize market solutions to help investors

the uncertainties stemming from economic recession. However, our capital position – as of the end of the first quarter of 2020 – remained robust. As evidenced, capital adequacy ratio (CAR) of

attitude to become a responsible citizen along with raising awareness on life cycle financial planning among general public, particularly teenagers and working aged persons. The program runs in four parts