1 EFORL 031/2017 August 15, 2017 Subject: Notification the waiver of subscription right to capital increase of WCI Holding Co., Ltd. To: President The Stock Exchange of Thailand Ref: Letter no. EFORL

1 Ref. No. JUTHA-10/2563 November 2, 2020 Subject: Amendment of Articles of Association, Debt to Equity Conversion Constituting a Connected Transaction, Issuance and Offering of Newly Issued Ordinary

. Total expenses of Baht 23.77 million, a decrease by Baht 108.24 million or 82% mainly from the allowance for impairment loss in debt securities which Innotech invested in WCI Holding Co., Ltd. of Baht

power, as farm income continued to be constrained by low prices of agricultural products and nonfarm income remained lackluster. Moreover, high levels of household debt caused the generation of new loans

the decrease in sales, which was affected by the trade war as well as the raising of competition in the mobile phone distribution market. 2. Revenue from debt collection and other services in the third

due to lower prices. Net debt to equity is at 0.99 times, well below IVL’s covenants, and supported by stronger operating cash flow. The dividend payout of THB 1.225/share for 2019 remains higher than

Net operating debt to equity at 0.61 times with strong operating cash flow. Dividend payout remain much higher than its stated policy of 30% of net profits. Perpetual debenture of THB 15b refinanced at

and from 73 days to 83 days for the six-month period. For a debtor with debt problem, the Company has set aside allowance for doubtful accounts. That debtor has to repay monthly on a monthly basis

. For a debtor with debt problem, the Company has set aside allowance for doubtful accounts. That debtor has to repay monthly on a monthly basis. Inventory turnover in the third quarter and the nine-month

expenses. In addition, both POLAR executives have been barred from holding the director position at any issuing or securities company for 10 years each.  Apart from the civil sanction, the SEC is questioning