Equity Ratio and Interest Bearing Debt to Equity ratio at the end of 2018 were 1.42 times and1.14 times respectively. Cash Flow Statement In 2018, the company has a net increase of cash and cash

(ROE) ratio was 4.93% and Net Debt to Equity ratio was 0.18 as of 31 March 2019. (Unit : Baht million) 31 MAR 19 (quarterly) 31 DEC 18 (yearly) Change Total Assets 1,068.05 968.30 10.30% Total

Other expenses V3 10/05/61 16:26 น. 7 Impairment Loss of Loans and Debt Securities Million Baht Item Quarter Change (%) 1/2018 4/2017 1/2017 4/2017 1/2017 Bad debt and doubtful accounts 7,369 4,654 5,859

had issued new debentures and loan from financial institutions. The debt to equity ratio and the interest-bearing debt to equity ratio as of 31 December 2019 were at 1.95 and 1.68 times respectively

interim dividend paid-out. As ending of Q3/2019, the Company’s total debt to equity ratio stood at 1.90 times while interest bearing debt to equity ratio was 1.70 times. Looking forward The Company’s

the terms and conditions;      (2) A waiver of the obligation to maintain the net debt-to-equity ratio throughout the term of the bonds;      (3) A waiver of the terms and conditions to allow the

ratio is better because of reducing in total debt of the company. Please be inform accordingly, (Mr. Chaiyasit Samrittivanicha) Managing Director Ratio Analysis Gross Profit Margin (%) Net Profit Margin

Days Days 141 140 Accounts Payable Days Days 43 43 Cash Cycle Days 133 130 Leverage & Financial Policy Unit 31 Dec 2018 31 Dec 2017 Debt to Equity Ratio Times 0.74 0.62 Interest Coverage Ratio Times

17,286 million. Debt to Equity Ratio (D/E) and Interest Bearing Debt to Equity Ratio (IBD/E) represented at 1.59 and 1.42, respectively. Yours faithfully, Mr.Chamroon Chinthammit Chief Executive Officer

, commercial banks must pay close attention to the increasing global impact of climate change going forward. 8. The high level of household debt in Thailand - The burden of high debt accumulation is an obstacle