2018-2019 budgets as above and since there are several opportunities, we prefer to include them later in our plans as they mate- rialize based on our strict criteria and fitment to our business needs

displaying information in accordance with the following criteria: (1) using language that is easily understood; (2) not displaying language or information that is false, exaggerated, misleading or may cause

. Implementation of new financial reporting standards (group of financial instruments) The Bank and its subsidiaries adopted the TFRS 9 from January 1, 2020 onwards, without restating previous financial statements

way, the consolidated net loss of the first quarter 2018 is higher than the separate net loss of Baht 2.25 million. According to the accounting standards the consolidated income statement is recognized

231 million Baht; - an allowance for debts from the rehabilitation plan of the Company, amounting 613 million Baht, in compliance with Thai Financial Reporting Standards (TFRS). However, the Company has

gross profit margin for 2018 was 47.4%. This gross margin had accounted for the fair value adjustment of the acquired business according to the accounting standards under WHA level. However, the genuine

reporting standards In the first quarter of 2020 ended May 31, 2020, the Company and its subsidiaries started to adopt the new Financial Reporting Standards (TFRS 9), which effects the classification and

performance has been prepared in accordance with performance measurement standards set out by the Association. The statement shall be placed after the statement under (a) and on the same page; (2) The

standards set out by the Association. The statement shall be placed after the statement under (a) and on the same page; (2) The calculation of the return or performance in the past shall be prepared in

clients’ assets in convergence with the international standards of the International Organization of Securities Commissions (IOSCO).