a complete, timely, clear, concise, specific, and prominent manner. When the actual or potential conflict of interest is unique or specific to a credit rating action with respect to a particular rated

depositories shall set up a system for management and storage of information concerning their business operation in an efficient, concise, and complete manner, which also allows such information to be compiled

correct and complete and all information which may affect decisions of holders of securities of the business is disclosed and the wordings are concise and are not misleading; (3) appraise the value of the