renewable energy by supporting power plants that use fuel from biomass and wastes, as well as solar rooftop system and energy storage systems. This is a positive factor that supports the expansion of
expenses 2,583 2,545 1.5 3,355 (23.0) 7 Expected Credit Loss (ECL) From 1 January 2020 onwards, the expected credit loss (ECL) will be based on impairment requirement under Thai Financial Reporting Standard
remained strong as banks continued to closely monitor credit quality and maintained high levels of capital fund and loan-loss provisions to facilitate credit expansion going forward. Credit Rating Land and
has adjusted its strategy for delivery service only. At present, the company is adjusting its business expansion plan to postpone the opening of new outlets this year. • Ready-to-cook food distribution
to support loan expansion. For the impairment loss of loans was 146.58 million Baht, an increase of 22.68 million Baht or 18.31%. The increase was due to provided normal provision and provided general
borrowing to support loan expansion. For the impairment loss of loans was 114.07 million Baht, a decrease of 32.51 million Baht or 22.18%. The decrease was due to the good improvement of receivables quality
to raise fund and borrow for investment expansion by the end of 2013.In consummating the conversion of a fund, the unitholders? meeting must approve the transaction with a majority vote of total