the COVID-19. Cost Saving Measures The Company is strictly implementing cost saving measures to preserve its liquidity. • Cutting unnecessary expenses and maintain strict cost control e.g. suspension of

following the implementation of the Thai Financial Reporting Standard No. 16 "Leases" (TFRS 16) and (2) interest expense from the drawdown of working capital loan to preserve liquidity during the COVID-19

optimized and strategically invest for future growth To ensure healthy cash flow and preserve profitability, AIS places focus on cost optimization for operation and SG&A. We expect EBITDA to decline at low

5G coverage as device penetration grows. Maintain profitability with well-manage cost control To ensure healthy cash flow and preserve profitability amidst uncertainty in 2021, AIS’ approach to

experience and ensuring good 5G coverage as device penetration grows. Maintain profitability with well-manage cost control To ensure healthy cash flow and preserve profitability amid uncertainty in 2021, AIS

-manage cost control To ensure healthy cash flow and preserve profitability amid uncertainty in 2021, AIS’ approach to optimize cost focuses on digitalization, efficiencies, and prioritization. We expect

measures, particularly those involving consumer protection and control of credit card and personal loans, together with a drop in credit card interest rates – all of these issues are likely to influence

capital loans from businesses including SMEs – as well as credit card and personal loans. Meanwhile, deposits rose, especially at large banks. It is expected that new loans should increase along with

relationship managers (RMs) as well as KASIKORN ASSET MANAGEMENT Co., Ltd., to better meet both personal and business needs of our customers. With our focus placed on advisory services with no hard selling

-how on products and services so that they can completely respond to customers’ business and personal needs at any given time. In response to the government’s SME assistance measures through funding