and household credit will increase. Meanwhile, competition for deposits is expected to be mild, as although the economy is likely to be on the rise, recovery remains concentrated in certain business

, increased by Baht 130 million or 14% from Q1/18. The increase is mainly due to the rise in Availability Payment (AP) of Sriracha Power Plant and the increase in electricity sales of Rayong Central Utility

quarter increased by Baht 50.52 million or an increase of 63.44 percent and for the 9-month period, the net profit increased by Baht 138.93 million or an increase of 41.45 percent. However, if the

increase by 14.6 percent when compared to the previous year in accordance to expressway users learning behavior, together with the opening of the Connection between the Si Rat-Outer Ring Road Expressway and

new services or investment tools;  (2)  Artificial Intelligence (AI) & Machine Learning (ML): To promote the use of AI/ML for developing market innovations, for example, AI/ML-based investment and risk

/2017 and Q3/2016 in which generate constant growth of revenue and can be summarized as following table. Description Total Revenue (MB) Y-O-Y Change Increase/(Decrease) Note Q3/2016 Q3/2017 Sales 248.3

increased by Baht 16.47 million or an increase of 14.25 percent and for the 6-month period, the net profit increased by Baht 88.41 million or an increase of 34.59 percent. However, if the extraordinary item

increase in net interest income which was derived mainly from expansion in retail and SME business loans, in line with growth in net interest margin (NIM). Excluding gain on investments of certain banks in

mainly from an increase in revenue from dessert café, which was attributed from expansion of 8 new stores from Q2/2018 and a rise in Same-Store-Sale-Growth (SSSG). Gross Profit and Gross Profit Margin

increased by Baht 11.24 million or an increase of 2.73 percent. Details of the changes or impacts are described in the Management Discussion and Analysis (MD&A) as attached herewith. Please be informed