Central Pattana Public Company Limited Management’s Discussion and Analysis (MD&A) Page 1 of 12 Executive Summary Growth in both revenue and net profit demonstrates the effectiveness of retail

profit was Bt104.3mn, decreasing 28.2% YoY • Total revenue from core business was Bt667mn, decreasing 17.1% • Banking agent business (of which the Company is the agent for 6 commercial banks: KTB, KANK

economy continues to grow steadily despite a decline in export growth, primarily driven by a slowdown in global economy growth. Growth to the Thai economy is attributed to a number of factors, namely 1

third consecutive year. The bad debt portfolio under management by JMT showed it potential to growth its performance in future and will be a core contribution of the group of companies. Personal Loans

sector the Thai economy continues to outperform with Q2 growth at 4.6% slightly below Q1 but remaining strong. Private consumption growth was robust in July and August, supported by higher consumer

leader in mixed-use projects Sustainable Growth as a Core Principle in Business CPN is selected to be the member of the Dow Jones Sustainability Indices (DJSI) in 2018. The inauguration into the DJSI World

. Total revenue from sale of goods in the number of 10,579.2 million Baht was increased by 972.1 million Baht or 10.1% from the previous fiscal year. The sale growth rates compared to the previous fiscal

advisor must be on the SEC approved list and provide the service for three years.For Thai-based holding companies, with major foreign shareholders and oversea core businesses, if planning to offer equities

increase in EBITDA to THB 693million. Excluding the gain on sale of investment in 9M18, the Company reported core EBITDA of THB 656million and core net profit of THB 140million, a growth of 23.9% yoy and

production capacity of Phase 1 and 2 was expanded, which led to solid revenue growth and profitability. We experienced a number of challenging factors that occurred at the same time, such as production of new