subsidiaries’ has total liabilities of Baht 2,216.71 million, decreased from the amount as of December 31, 2017 by Baht 59.17 million, or an decrease of 2.60 percent, resulting from the effective debt management

amount as of December 31, 2019 by Baht 39.94 million, or an decrease of 2.61 percent, resulting from debt management of the Company and its subsidiaries. Shareholder’s Equity As of March 31, 2020

-Translation- Ref. No. PorBor.025 / 2019 August 28, 2019 Subject: Entering into Transaction of Disposing of Subsidiary’s Land and Buildings for the Debenture Debt repayment (Additional information

sufficient to compensate for losses that may be incurred from a borrower’s debt default.  Financial Institution Business Act (No. 3) B.E. 2561 (2018) Financial Institution Business Act (No. 3) B.E. 2561 (2018

disclose the details of the transaction as prescribed by the Notification on Acquisition or Disposal of Assets as follows: 1. Day/month/year in which the transaction occurs The Company will sign the Land and

like to disclose the details of the transaction as prescribed by the Notification on Acquisition or Disposal of Assets as follows: 1. Day/month/year in which the transaction occurs The Company will sign

-Translation- Ref. No. PorBor.025 / 2019 August 28, 2019 Subject: Entering into Transaction of Disposing of Subsidiary’s Land and Buildings for the Debenture Debt repayment To: President The Stock

-Translation- Ref. No. PorBor.025 / 2019 August 28, 2019 Subject: Entering into Transaction of Disposing of Subsidiary’s Land and Buildings for the Debenture Debt repayment (Additional) To: President

%, personal loan income at 6%, bad debt recovery at 21% as well as the growth of subsidiaries in Thailand and overseas by 15%. This is because the Company has continued launching new marketing campaigns

the first quarter of 2019, the operating profit was equal to 9.0 million Baht, resulting from more stringent customer screening and increase of efficient collection. The average debt collection (Normal