the end of last year, due to loss in operation leading to decrease of shareholders’ equity more than interest-bearing debt recognition. Consolidated 2019 2018 Current Ratio (Times) 0.75 0.75 Interest

consolidated financial statements of the Company increased by Baht 14.17 million or 0.55% compared with last year. An increase mainly due to higher net accounts receivable of Baht 45.52 million since the Company

million baht or 37.1 percent due to higher in short-term loan from financial institution and long-term debt to expand portfolio and an increasing of liabilities of insurance business contract. Whereas

debt collection and other services in the third quarter of 2018 was 225.8 million baht or increase 46.8%. For 9-months end, an income from debt collection and other services was 1,881.6 million baht or

synthetic fatty alcohols price due to the decreasing of crude palm kernel oil price situation. Meanwhile, supply from natural fatty alcohols and synthetic fatty alcohols were tight which were impacted by the

synthetic fatty alcohols price and also supply of natural fatty alcohols has slightly dwindled due to maintenance shutdown of some producers, hence demand for natural fatty alcohols was still in good

% . Due to the performance of the company and subsidiaries increased as income increased especially in the part of the non- performing debt collection business and hire purchase business in associated

0.7 percent due to an increasing short-term debt. The company has returned the debt to financial institutions as of the period ending 30 June 2019, while shareholders’ equity equal to 1,252.5 million

, due largely to a decrease in borrowings under repurchase agreements. Debt issued and borrowings amounted to Baht 147,693 million, increasing from foreign exchange rates. Million Baht Item March 2020

, mainly due to the repayment of loan from financial institutions resulting in lower interest-bearing debt as well as lower loan interest rates. Interest-bearing debt at the end of Q2/2020 was Baht 6,499.7