.2019 cost in an amount of 10.15 million Baht together with the continuous appreciation of the Thai baht and intense competition. Debt to Equity Ratio In 2019, the Company had a ratio of debt to equity

year 2016 at 3.80 % in average. Debt to Equity Ratio In 2017, the Company had a ratio of debt to equity was 0.29 times a little higher than the year 2016 having 0.28 times which showed that the

Company, therefore, the interesting bearing debt to equity ratio and the debt to equity ratio of shareholders do not exceed 1:1 which is in compliance with the Company’s policy. The financial costs are also

PowerPoint Presentation After You Public Company Limited Management Discussion & Analysis Q1/2021 Management Discussion & Analysis Q1/2021 Executive Summary Q1/2021 Key Financial Highlights 2 Overall

. - Anypay's payment and services applications can be used to increase the repayment channel for debtors. The Company's debtors can pay the debt to the Company through the application for convenience and speed

debt and equity securities. 6. Receivables from clearing house means a net balance account of receivables from the Thailand Securities Depository Company Limited (TSD.) resulting from paying for the

collateral of securities borrowing. 16. Debenture and debt instruments means all categories of securities and derivatives business payables selling by the company including subordinated debt instrument. 17

the items of investments in debt and equity securities. 6. Receivables from clearing house means a net balance account of receivables from the Thailand Securities Depository Company Limited (TSD

required to be maintained as set out by a securities company; “client’s assets” means the net value of cash, securities and other assets deposited as collateral for debt repayment in a client’s margin

tax from debt payment received from a major debtor in Q1/2019 Expected credit losses (2019: Bad debts and doubtful accounts) For the three-month period ended March 31,2020, the Company recorded a total