the Group continuing expansion and new project development. Finance costs Q1-2021 Q1-2022 THB Mn THB Mn THB Mn % Finance costs 34.1 34.5 0.4 1.2% Change Finance costs for Q1/2022 compared to Q1/2021

leveraging on scale and value-added services Fixed broadband revenue reached Bt7,437mn, a strong growth of 146% YoY and 2.1% QoQ. This growth is driven by high-quality subscriber expansion, a robust nationwide

three-month period ended 31 March 2017 than the same period last year was because the Group utilized the tax privilege for investment in assets according to the Royal Decree no. 604. Net Profit For the

within 2019. At the same time, CPN plans to enhance the performances of GLAND’s existing assets to maximize the benefits and growth potential of GLAND going forward. International Expansion CPN envisions

monitor credit quality and maintained high levels of capital buffers and loan loss provisions to facilitate credit expansion going forward. Credit Rating Land and Houses Bank Public Company Limited is

Management Discussion & Analysis Q3/2022 Expansion of After You Branches According to Higher Demand of Customers During Q3/2022, the Company opened a new After You dessert shop at Central Festival East Ville

to increased sales of delivery (3) increased cost of branch staff, rental and utilities from branch expansion and (4) issuing discount promotions to draw traffic and create brand awareness. 4 Zen

factories during 2019 was THB 1,001.3 mm, which decreased by 9.2% from the same period of previous year, due to having no office rental revenue of WHABT assets in 2019. However, if excluding the impact from

from Capital Market business operated by KKP Capital Plc. and subsidiaries. Pre-provision operating profit increased by 6.8% yoy driven by the increased in net interest income from loan expansion and

on Sales of Fixed Assets 62.93 4.51 0.02 - 62.91 314,550.00 Gain on Foreign Exchange Rate – Net 0.78 0.06 1.78 0.15 (1.00) (56.18) Other Revenue 1.84 0.13 1.78 0.15 0.06 3.37 Total Other Revenue 65.55