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Power BI Desktop Fixed income Asset class 1.29 / MMF/ Indirect FI fund/ Daily FI : Term fund TYPES OF FUNDS INVESTING ABROADTOTAL FOREIGN INVESTMENT AS OF TRILLION BAHT *Fixed income fund Fixed

untitled 1 2 3 4 5 6 7 8 8+ ( ) 20 2563 ( ) 0-2686-6100 0-2670-0430 Callcenter@ktam.co.th KTFFE86 86 Krung Thai Fixed Income FIF Enhanced86 Not for Retail Investors P a g e 1 | ( ) KTFFE86 86 Krung

9M2022 Inc.(Dec.) % Inc.(Dec.) Services income 124.30 72.11 (52.19) -41.99% 387.08 262.20 (124.88) -32.26% Cost of rendering of services (86.64) (51.49) 35.15 -40.57% (266.34) (185.16) 81.18 -30.48% Gross

. Private consumption has tended to slow down due to lower income and employment rate, especially in the export sector. In addition, consumers' purchasing power is still affected by high household debt and

and credit- worthiness. As of 31 March 2018, the allowance for doubtful accounts was THB 36mn. The increase in account receivables comprising of 1) trade receivables of THB 124mn, 2) accrued income of

impairment loss on loans, in line with our improved asset quality. Moreover, net interest income rose Baht 4,377 million or 4.65 percent, which was derived mainly from interest income from both loans and