product quality (the company has been awarded ISO 13485, the Quality Management System for Medical Device Industry), which is an important tool in the competition and expansion of the market in the future

2.91% at the end of 2017 to 2.94% at the end of the third quarter of 2018, while NPL ratio for SME loan edged up from 4.37% to 4.65% in the same period. Nevertheless, the Thai banking system remained

Year 2018 Million Baht % Million Baht % 1. HR solutions 1.1 Human Resources and Payroll Outsourcing services 226.89 47.0% 237.35 45.4% 1.2 Income from software and human resources system 131.21 27.2

Thailand’s financial system support the Company’s business to grow in the future. Overall economy growth is expected to grow at around 4.2% per annual. This macroeconomic factor fuels the debtor to repay cash

growth in power tools in America market. For Telecom Power System (TPS) products, even with the expectation that its sales revenues would get affected by the disposal of investment in subsidiaries*, its

ศักดิ์ในรูปแบบแฟรนไซส์ (Franchise Model System) และเพิ่มการบริการเป็นศูนย์การดูแลความงามและสขุภาพครบวงจร (Beauty Wellness Center) และ มีการขยายการบริการในรูปแบบศัลยกรรมอย่างง่าย (Mini Surgery) อีกทั้ง ขยาย

and small business loan. Although, the non-performing loans affected profitability, but the Thai commercial banking system still remained sturdy. Credit Rating Land and Houses Bank Public Company

loan. Although, the non-performing loans affected profitability, but the Thai commercial banking system still remained sturdy. Credit Rating Land and Houses Bank Public Company Limited is assigned the

started resulting the Company has to realize the cost including the depreciation of factory, machinery and other system; however, the manufacturing capacity has not utilize in its full capacity and the

, equipment and software system for approximately Baht 500,000,000 2. Other expenses during operation for approximately Baht 80,000,000 3. Working capital for operation for approximately Baht 20,000,000 9