) Debt Obligation The Corporate Group has policy to mitigate risk from interest fluctuation by taking long-term loan with fixed interest rate. Accordingly, as at March 31, 2019, the Corporate Group had no

3.77 percent. (5) Debt Obligation The Corporate Group has policy to mitigate risk from interest fluctuation by taking long-term loan with fixed interest rate. Accordingly, as at March 31, 2020, the

Super Shield, Saving Deposit, Non-Fixed Deposit, Current Deposit, Fixed Deposit and Tax Free Deposit. 2. Loan Service The bank categorizes customers into the different groups to continue develop the good

Deposit, Non-Fixed Deposit, Current Deposit, Fixed Deposit and Tax Free Deposit. 2. Loan Service The bank categorizes customers into the different groups to continue develop the good relationship with all

Fixed 1.250 1.250 1.250 1.250 1.250 1.250 12-month Fixed 1.375-1.500 1.500 1.500 1.500 1.500 1.500 Bank of Thailand Policy Rate (%) 1.250 1.500 1.750 1.750 1.750 1.500 Non-Interest Income Non-interest

income from the decreasing number of tourists but expenses cannot be reduced in proportion to the reduction in income. This is because the regular expenses of the company are fixed expenses such as animal

1: Debenture term is 3 years and fixed interest rate at 2.27% per annum (2) Tranche 2: Debenture term is 5 years and fixed interest rate at 2.57% per annum. The debentures have been rated A-(tha) by

. - Other income was Baht 467.97 million, a decrease of Baht 21.40 million or down by 4.37% in relation to the lower interest income. 2. Gross profit from product sales and service income (Home Service) was

-Fixed Deposit Account, Current Account, Fixed Deposit Account, Tax-Free Deposit Account and Foreign Currency Deposit, etc. 2. Loan Services The bank has divided the customers into segments to deeply

customers. The bank has provided the services in the various deposit accounts such as Saving Deposit Account, Biz Saving, Saving Super Shield Account, Non-Fixed Deposit Account, Current Account, Fixed