Instruments which took effect on January 1, 2020.  Emerging Risks KBank will brace for numerous challenges over the next five years. Aside from impacts on economic and business trends, they may affect the

accommodate a cashless society, we have developed new financial products and acquired new users, primarily taking into account convenience and security in financial transactions at a lower cost, in response to

income and expenditure of trade partners, with the aim of expanding the customer base within value chains. One noteworthy development was construction material operators who have acquired customers of

renovation at CentralPlaza Rama 3 took around 6 months and is expected to be completed in December 2017. The occupancy rate of CentralPlaza Rama 3 at the end of 3Q17 was 59%, a decrease from the previous

received many large-scale projects which took longer to process than the short-term project. As a result, at the end of the Q4 – 2019, the Company had quite a lot of the equipment and the work in process

early 2018. - OSP energy drink market share was at 54%. Q4’18 M150 market share was at 37.9% increase by 90bps QOQ. C-Vitt took over leadership position in functional drink market, with Q4’18 market share

total revenue in this quarter was from project The Diplomat 39 which was a low profit-margin generating project. The Company took over it as a complete-built project when revenue was ready to be

which was a low profit-margin generating project. The Company took over it as a complete-built project when revenue was ready to be recognized, therefore, risk-free was involved on construction processes

change in lifestyle and consumer behavior. Many financial scenarios have been formed and we took a more stringent discipline on both spendings and investment together with monitoring the financial health

KBank as their main bank. KBank took part in the launch of pilot projects designed for the development and upgrading of education quality, especially the promotion of technology-related skills. Of note