Company Limited 148/1 Soi Ramintha 14, Ramintra Road , Tharang, Sub - District Bangkok 10230 Tel: 02-943-6663-4 Fax: 02-943-6343 02-943-7740 Recently, retail business trend is decelerate due to the

148/1 Soi Ramintha 14, Ramintra Road , Tharang, Sub - District Bangkok 10230 Tel: 02-943-6663-4 Fax: 02-943-6343 02-943-7740 Recently, retail business trend is decelerate due to the continuously

less accommodative in their monetary policies. Looking forward, global interest rates are therefore likely to be on an upward trend. Amid the trade rift which may make the global economic recovery

, licenses or Contracts × IX. OPERATING AND FINANCIAL REVIEW AND PROSPECTS A. Operating Results ม.69 (7) ฐานะทางการเงิน การดําเนินงาน และขอมูลท่ี สําคัญของธุรกิจ B. Liquidity and Capital Resources × C. Trend

FINANCIAL REVIEW AND PROSPECTS A. Operating Results ผลการดําเนินงาน B. Liquidity and Capital Resources แหลงเงินทุนและสภาพคลอง C. Research & Development, Patents and License, etc. การวิจัยและพัฒนา D. Trend

price of crude and finished product to make its downward trend. With demand for fuel consumption declining across the globe, combined with the Organization of Petroleum Exporting Countries [ OPEC] and

and sustainability. • Natural gas prices continuously decreased in the second half of 2019 and has a slight downward trend in 2020. However, variou s situations remain uncertain, making it challenging

rates saw a downward trend. Non- interest income increased by Baht 15,879 million predominantly due to higher gains on investments and net fees and service income, mainly from increases in fees from loan

government spending into infrastructure projects which lead to a continuous growth of Thailand’s electricity consumption. The trend of the power industry in the second half of 2017 is estimated to be lower

. Regionalization – The trend of regionalization in Asia and economic development within the ASEAN Economic Community (AEC) is helping expand markets. At the same time, governments in the region have invested in