. 1.4 Gains and returns on financial instruments The Company’s gains and returns on financial instruments in 2018 was Baht 1,738 million, an increase of 31% from the previous year, due to an improved

on an ongoing basis. 1.4 Gains and returns on financial instruments The Company’s gains and returns on financial instruments in 2019 was Baht 1,706 million, similar to the previous year which were Baht

, due mainly to a decrease in the size of the Company’s credit balance accounts during the first quarter of 2019. 1.4 Gains and return on financial instruments The Company’s gains and return on financial

with Q1/2017. The cost of good was 64.6 percent. (3) Gains from the sale of investment properties For Q1/2018, the company had gains from the sale of investment properties, of 4.2 million baht, increased

& Calpis grew 1.5% YoY and above market growth. C-Vitt became #1 brand in functional drink with market share of 23.3% in Q3’18 from 16.9% in Q2’18. Domestic Personal Care grew 9.1% YoY. At constant FX

358,413 million baht, with the growth of 6% from the same period last year. For personal loan industry, the numbers of account of personal loan under supervision amounted to 13.7 million accounts, 6% more

than last year. Credit Card receivable was 418,747 million baht, with the growth of 6% from the same period last year. For personal loan industry, the numbers of account of personal loan under

from contraction of export sector as global consumer demand weakened. The tourism sector and private consumption grew at a slower pace. On the other hand, the personal loan of commercial banks and

business is operated under the management of JMT Network Services Public Co., Ltd., Property development is performed under the operation of JAS Asset Public Co., Ltd., Personal loan business is operated

continuously make profit to the shareholders. The Company is currently expanding the business into personal loan which is still in the first three years of operation and it must take time to increase the size of