Company. 10. Source of Investment Capital The Company’s source of funding will become from its remaining cash from the capital increase in the amount of approximately THB 300,000,000 (three hundred million

resources and financing through the Bank’s routine funding sources. At this stage, the Bank does not expect to raise equity specifically for the purpose of funding this Transaction. 9. Conditions for the

capability to cover debt obligations. The company places an importance to maintain its credit rating to ensures the funding costs are optimal at an appropriate level at BBB+ rating by S&P Global. AIS is

standards for liquidity risk indicators, such as the Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR), in our liquidity risk control and management. KBank has also developed tools to assess

or investment vehicle. Unless otherwise noted, all indices are Total Return indices.

an understanding of the IOSCO CRA Code. These terms may be defined differently under regional and national laws. As noted above, laws and regulations of the jurisdictions in which CRAs operate vary and

quarter, net interest income advanced over-quarter and over-year. Likewise, net interest margin (NIM) was stable from the previous quarter. This reflected commercial banks’ attempts to manage funding cost

Commercial Operation Date Within Quarter 1/2019 Expected Capital Expenditure THB 40 mn Source of funding apart from Capital Increase Internal cashflow and loan from financial institution Total Project Cost THB

increase of Baht 367 million, or 1.57 percent in net interest income derived from rising interest income and effective funding cost management. Meanwhile, operating expenses rose Baht 487 million, or 3.07

international capital flows, which would have repercussions for foreign exchange movements and funding costs during the latter half of this year. In Thailand, most economic indicators in the first quarter of 2018