other creditors in 2.1.2 of the Information Memorandum on the Connected Transactions of G Steel Public Company Limited) (Enclosure 3)). Remark The Company has not drawn any loan under the Credit Agreement
remained strong as banks continued to closely monitor credit quality and maintained high levels of capital fund and loan-loss provisions to facilitate credit expansion going forward. Credit Rating Land and
environment, but its lending and deposits in the third quarter of 2018 grew further, with lending expanding at a higher rate than deposits. Consequently, the loan to deposit ratio has risen from the previous
connected persons being Fourteen Points Company Limited (“FP”), MahaNakhon Bespoke Tailoring Company Limited (“MHNK Bespoke”) and Verita MHK (Thailand) Company Limited (“Verita”) in term of loan in the total
: Million Baht Consolidated Separated 1Q23 1Q24 %YoY 1Q23 1Q24 %YoY Credit card income Loan income Hire-purchase income Other income 1,951 2,534 240 734 1,898 2,475 283 851 (3%) (2%) 18% 16% 1,910 2,512 61
loan-related services, credit card and underwriting services, while fee income from transaction services and securities business increased. Consequently, the ratio of net fees and service income to
combined net profit of the commercial banking system was Baht 187.3 billion, a 5.7 percent decrease from last year, due to larger loan impairment charges set aside for credit losses in compliance with IFRS9
quality and maintained high levels of capital fund and loan-loss provisions to facilitate credit expansion going forward. Credit Rating LH Financial Group Public Company Limited is assigned the company