have to prioritize asset quality management while also maintaining prudent credit underwriting policies, along with cost efficiency and expansion of customer base and income by providing financial

through expansion of customer base and income by providing financial transactions via multiple platforms to offset reduced income after the cancellation of funds transfer fees via digital channels. In

financial transaction services to offset reduced income after the waiver of fees for funds transfer via digital channels. By the end of the fourth quarter, banks should be prepared for new rules and

Cash Flows Statement Accounting Business Performance Executive Summary Statement of Income 23 of Financial Position Environment Management 3 Financial Ratios 28 Executive management’s prospects to

profit in accounting from the disposal of assets that will help developing the conditions of the consolidated financial statements. In addition, the Company will gain income as the increase of cash flow of

2017 2018 2017 Transactions with subsidiaries (eliminated from the consolidated financial statements) Rental income from billboards - - 655 1,150 Contract rate Commission income - - 2,699 4,160 Contract

transaction based on the criteria under the Notifications on Acquisition or Disposal of Assets and based upon the 3-month interim consolidated financial statements ended 31 March 2020 of the Company, reviewed

distribute its dividend to shareholders at a rate not less than to 40 percent of its net profit based on the Company’s separate financial statements after corporate income tax and after legal reserves each

255 million or 1.11 percent in net interest income, derived from rising interest income from investment. KBank maintained key financial ratios at levels consistent with our overall economic performance

case the income guarantor is a related person of the applicant, a document demonstrating the opinion of a financial advisor on such matter shall be also submitted as well; (4) audit report on the