Company's total assets.) When combined with asset disposition transaction in the past six months, the total value of the transaction will be 46.39%. Therefore, it is deemed as a Type 2 asset disposal

, several commercial banks may continuously set aside high provisions and focus mainly on debt restructuring in order to control loan quality, even though the Bank of Thailand’s leniency in asset

. Without proper and timely adjustment, competitiveness and debt servicing ability of the business sector may be jeopardized, which would eventually affect KBank’s asset quality. 1.3 Significant Regulations

the EBT of UE, which was funded by a capital increase via issuance of preferred shares in the first quarter  Net debt to equity ratio as of 30 September 2018 stood at 0.53x, an improvement from 0.93x

impairment loss on loans, in line with our improved asset quality. Moreover, net interest income rose Baht 4,377 million or 4.65 percent, which was derived mainly from interest income from both loans and

Company’s debt repayment, debt in foreign currencies that decrease as a result of the THB appreciation, and debt of asset reclassified to held for sales. Currently net interest-bearing debt to equity ratio

l ine (US$ bil l ions) 1.4 1.3 Financial Ratios Current ratios (times) 1.3 1.3 Debt Servicing Coverage Ratio (DSCR) times 2.5 2.9 Interest coverage ratio (times) 8.3 6.7 Note (1) Net debt after debt

on Total Assets ratio at 3.45 percent, Debt to Equity ratio at 1.69 times and Interest Bearing Debt to Equity ratio at 1.37 times. * The operational results were calculated based on the consolidated

9.90 percent, Return on Total Assets ratio at 3.76 percent which was nearly to the previous year, Debt to Equity ratio at 1.59 times and Net Interest Bearing Debt to Equity ratio at 1.34 times which was

year 2018, the Company had Net Profit Margin ratio at 26.12 percent, Return on Equity ratio at 10.85 percent, Return on Total Assets ratio at 4.04 percent, Debt to Equity ratio at 1.58 times and Net