, CONSOLIDATED Change (BAHT'000) 2018 2017 Amount % Interest income 3,789,635 3,590,912 198,723 5.5 Interest expenses 1,143,392 1,044,855 98,537 9.4 Interest income, net 2,646,243 2,546,057 100,186 3.9 Fees and
Sriracha. On 19 November 2019, the Company increased investment in Dusit Colours Co., Ltd. by 51% resulting the 100% investment. In November 2019, the Company decided to change the objective of investing in
Discussion and Analysis of Business Operation for Q1/2019 Bangchak Corporation Plc. I 5 Important Events in the Quarter Important change in accounting policy from the International Financial Reporting
higher than the last year quarter of THB 165 million due to the strengthen in THB as compared to US dollar. There would be the material change in Q3 for the Balance Sheet structure of which expecting to
1.4% for 1Q21 comparing to 1.9% for 1Q20 from continuous cost management in line with the decline in policy rate and market deposit rates during the past periods. Overall, resulting in loan spread for
the amount of USD 9,000,000, or equivalent to THB 310,583,000 (the “1st Loan Portion”). The Company will be able to use the 1st Loan Portion for 2 The said shareholding percentage will change to 58.15
continuous basis until the rights of sukuk holders end; (2) submitting an application for registration of sukuk to the Thai Bond Market Association; Clause 26. The asset trustee shall proceed or act in
instruments and the contractual cash flow characteristics of the instruments . The group designed certain derivatives as follows: a) Fair value hedge, the change in fair value of a forward contract, which is